Beneficiary bank什麼意思

"Beneficiary bank" is a term used in the context of international wire transfers, also known as SWIFT payments. It refers to the bank that receives the funds on behalf of the beneficiary, which is the person or company that is due to receive the money.

In a SWIFT payment, the funds are sent from the sender's bank to the beneficiary's bank. The beneficiary bank is responsible for ensuring that the funds are credited to the beneficiary's account. It may also be involved in communicating with the sender's bank to confirm the details of the transaction and to ensure that the payment is processed correctly.

The beneficiary bank typically provides the beneficiary with a statement or notification that the funds have been received, and may also be responsible for any currency conversion or other fees associated with the transaction.