Credit card cr意思
"CR" in the context of a credit card typically stands for "Credit." It is a common abbreviation used on financial statements, credit reports, and other documents related to credit card transactions. Here are some examples of how "CR" might be used:
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Credit Balance: If your credit card statement shows a "CR" balance, it means you have a credit balance on your account. This occurs when you have paid more than the minimum due or when your account has been credited with a refund, payment, or other adjustment that results in a positive balance.
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Credit Limit: Your credit card statement or credit card application may also mention a "Credit Limit" or "CR Limit." This is the maximum amount you are allowed to charge on your card before going into overdraft.
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Credit Payment: When you make a payment on your credit card, it is often referred to as a "Credit Payment." This means that you are crediting your account with the amount you are paying, which reduces your outstanding balance.
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Credit Inquiry: A "Credit Inquiry" or "Credit Pull" refers to a check made by a lender or creditor to see if you qualify for a loan or credit card. When you apply for a new credit card, the lender will perform a credit inquiry to assess your creditworthiness.
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Credit Score: Your "Credit Score" is a numerical representation of your creditworthiness, based on factors such as your payment history, credit utilization, and other credit-related activities. A higher credit score generally indicates better creditworthiness and may result in more favorable loan terms.
It's important to note that the meaning of "CR" can vary depending on the context, so it's always a good idea to look at the surrounding information to determine its precise meaning in a given situation.